The Weekly Law Reports
[2014] 1 WLR 2197
Chancery Division
*JP Morgan Chase Bank NA
v
Northern Rock (Asset Management) plc
[2014] EWHC 291 (Ch)
2014 Feb 5;
19
Simon Monty QC sitting as a deputy High Court judge
Fair trading— Consumer credit— Agreement— Statements to be provided in relation to fixed-sum credit agreements— Statement failing to comply with Regulations— Whether non-compliant statement ineffective— Whether to be treated as if no statement given at all— Proper approach to calculation of period of non-compliance—
Consumer Credit Act 1974 (c 39), s 77A (as inserted by Consumer Credit Act 2006 (c 14), s 6 and amended by Legislative Reform (Consumer Credit) Order 2008 (SI 2008/2826), art 4)
—
Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007 (SI 2007/1167), reg 41
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