Chancery Division
Wilson
v
Robertsons (London) Ltd
[2005] EWHC 1425 (Ch)
2005 June 27;
July 5
Laddie J
Fair tradingConsumer creditAgreementClaimant entering pawnbroking agreement with defendantFee payable immediately and deducted from loanStated amount of credit including feeAgreement antedated with redemption period fixed as six months from antedated dateWhether fee “item entering into charge for credit”Whether pawn “redeemable at any time within six months after it was taken”Whether agreement enforceable Consumer Credit Act 1974 (c 39), ss. 9(4), 116(1)
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